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The Low Income Housing Preservation and Resident Home Ownership Act (LIHPRHA)

The Low-Income Housing Preservation and Resident Homeownership Act (LIHPRHA, also known as Title VI) was active between 1990 and 1996 and was meant to maintain affordable housing by allowing property owners the opportunity for re-financing. Under this act, owners were able to pre-pay the loan amount prior to the end of the loan term and lock in below-market interest rate loans. Alternatively, the government also allowed owners the opportunity to transfer properties (along with any mortgages) to non-profit organizations, tenant associations, or community-based organizations for ownership and management.

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Program Types

There are a number of sub-programs that fall under Section 8 and it's important to understand the differences among them. See descriptions below to learn about some of these programs. 

Contract Administrator

Knowing the administrator of your loan contract can make a huge difference in your ability to interact with them.